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I'm here to help! Please call me or just send me an email with what you need, I'll take care of it promptly! I appreciate the opportunity!
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Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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 Compare three mortgages at one time.
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Jane Sullivan Horne is one of The
Top Selling Real Estate Experts™
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Welcome! Here You Can Find Great Information on Smith Mountain Lake, Luxury Homes, Lakefront Living, Premier Country Club Properties and Virginia Real Estate
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You've come to the right place to find out everything about our beautiful area - Smith Mountain Lake - and the lifestyle that thrives here! If you are looking for a unique property, vacation or second home in our area, let my years of experience living here guide you. If you want to search homes take a look at my Feature Homes, or sign up and search all the listings in our local multiple listing service (MLS), in the privacy of your own Inbox! Check out our information on Things To Do, and Useful Maps & Links. And don't forget to take a look at our Gallery of pictures of the beautiful scenes and views of our area! Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. I want to be YOUR REALTORŪ. As your trusted, professional real estate partner, I will help you find the best home in our area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Enjoy looking around! - Jane Sullivan Horne
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Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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What is currently the most sought-after amenity in the majority of upscale homes?
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Technology that "enables" a home with features such as structured integrated wiring and broadband Internet access is the current amenity of choice. |
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- NUMBER1EXPERT™ 
