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Jane Sullivan Horne is one of The
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Come join in the fun!
What better way to enjoy the Lake!
Every year I host the Jane At The Lake Sailing Regatta, co-hosted and run through the Blackwater Yacht Racing Association. This regatta is open to all sailors and their keel boats of 20’ or longer. Come and join in the fun!
There are three fleet races, with a dinner on the Saturday night after a day of the first two races. Trophies are handed out to the top three finishers in each fleet.
Jane At The Lake Annual Fall Regatta 2008
~ October 11 & 12, 2008 ~
Some pictures from last year's 2007 Regatta!
It's my job to know EVERYTHING about Smith Mountain Lake! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly... 
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?
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| A |
The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology. |
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- NUMBER1EXPERT™ 
