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  When you apply for a mortgage loan, or any credit, the lender relies on information that is supplied by lenders, landlords, government agencies, courts, and credit card companies to three credit reporting bureau, Equifax, Experian, and TransUnion. Numerical values are assigned to defaults and late payments, income-to-debt ratios, types of credit and other data. The values are […]

As much as you’d like to rely on the professionalism of remodeling contractors (or yourself if you’re DIYing the renovation your home) the most important thing to be done is to keep the work site as dust-free and clean as possible. Dust is one of the biggest dangers to the health of people and pets […]

With today’s runaway inflation and rising interest rates, it may seem like a good idea to put your remodeling plans on hold. Or, maybe not. According to the Leading Indicator of Remodeling Activity (LIRA) by the Remodeling Futures Program at the Joint Center for Housing Studies of Harvard University,  remodeling expenditures are expected to cool down from […]

As you dream about how you’d like to live in your next home, you’re joining a growing cadre of homebuyers who value lifestyle over luxury and quality over quantity. The property you choose is paramount to having more comfort and convenience in your daily life. For some, lifestyle is about displaying wealth, such as a […]

With more stuff than you probably need or want, decluttering before a move can seem overwhelming, but you don’t want to pay movers to move or store items you don’t use, love or want. Here are some tips to make it quicker and easier: Start Small Label moving boxes for selling, donating or throwing away. […]

Virtual interior designer/home stager Stuccco.com compiled a wish list from numerous online sources that experts say homebuyers want in 2022. Many popular features aren’t what home sellers may think. Before you upgrade your home to sell, consider these top five homebuyer preferences: Laundry rooms Exterior lighting Ceiling fans Patios Walk-in pantries Laundry rooms. Homebuyers don’t want to go […]

August is typically the hottest month of the year making it an ideal time to be outside for fresh air and sunshine, but mosquitoes and other flying biting stinging insects can take the fun out of it. You want to enjoy your outdoor spaces, so what can you do? Here are some fun facts and […]

In 2020, Americans spent $420 billion remodeling their homes, according to a new report by The National Association of REALTORS (NAR) and The National Association of the Remodeling Industry (NARI.) They remodeled to upgrade outdated worn-out surfaces, finishes and materials (30%), add features and improve livability (20%), and just enjoy a change (16%.)   While most consumers (83% of those […]

Great Smith Mountain Lake Event Coming Up- 32nd Annual SML Wine Festival!  Tickets are on sale now!    Click the image below for more information! 

  The Clearest Lake In Virginia, Smith Mountain Lake, Is Almost Too Beautiful To Be Real Smith Mountain Lake is the second largest freshwater lake in the state of Virginia, and it provides just as much beauty as it does square footage. Sprawling across 32 miles, the lake and its surrounding park offer swimming, boating, […]